Capt Jester, on 08 August 2013 - 08:01 PM, said:
Maybe don't use a credit card, then?
A credit card is the safest way possible to buy something, in general, in basically every situation.
Debit cards go through your bank, and they have no obligation to insure any abuse from your card or account. Some will, but it takes a lot of work and they generally won't get everything back.
Paypall basically has free reign to run amok with your account. They can and have done basically everything short of closing accounts and keeping the money. They've probably done that too. If you say someone's using your details to access your account, they pretty much don't care.
If your credit card gets compromised, the vendor who authorizes the payment is at fault. The agreement they have with the credit card company guarantees the card holder can cancel the payment and get it refunded. With a 5 minute phone call, your credit card company can cancel and refund any charges, cancel your existing card, and has a new one in the mail.
Plus, as we've seen here, they're really cautious about it. Your bank won't give you a call if your debit card is being used in weird places, paypall certainly doesn't care, but your credit card company is pretty paranoid about it.
Edited by theGerf, 09 August 2013 - 03:38 PM.