So, it's better to be a Loyalist now, rather than a Merc, since you can fight for a Faction that is enemies with the one your are Loyal to 'cause your current Faction isn't involved in the conflict. And also, being a Loyalist doesn't lock your account out of IS vs Clan conflicts if you wanted to represent the other side. Plus, you don't need a Unit to get into FW as a Loyalist as well, right? Mercs need to be in a Unit first.