Orisos, on 07 August 2019 - 03:51 PM, said:
Actually I would think that PGI is hoping everyone takes the refund offer and goes away. If you do you loose "standing" in US law and it becomes more difficult to show damages. It then becomes a DOJ or FTC issue to decide to pursue PGI for this gross abuse of the consumer protection laws.
If one customer has the money to engage legal representation against PGI for this gross abuse I would also think it would snowball quickly as long as there are customers that have both "standing" and can show damage from this blatant bait and switch sales practice. Throw on top of that the fact that this violates more than one countries laws and it becomes very interesting.
Also, if enough customers that haven't taken a refund can show damage and file official complaints with the FTC it would reach a threshold that forced and investigation that the DOJ/FTC would be required by US law to review. That can be done here ...
https://www.ftc.gov/...r-complaint-ftc
The short refund window is a pressure tactic to force those customers that are prone to emotional responses to request a refund early. This then makes it much more difficult for those customers to show "standing" to claim damages - not impossible, but difficult. The simple fact is that PGI knowingly and intentionally sold a product they did not intend to deliver. It doesn't matter that it is being delivered in a different form/platform. I strongly encourage everyone harmed by this gross abuse of our consumer rights to file formal legal complaints in your home country. Why are we complaining and doing nothing? If enough people file (FTC in the US) then it must be reviewed once it reaches a few hundred complaints - especially in a short time.